I thought I was going to show this month who’s boss. I thought I had it figured out and that things would go the way I planned. Instead, this month is teaching me lessons.   After I reviewed my expenses for April and came up short of my own expectations (shocking), I decided to keep a closer …

It’s been a while since I dug through the transaction history on my bank account. And there’s been a reason I’ve been avoiding the task – it doesn’t exactly paint a pretty picture of financial success. I’ve been paying down my debts slower than ever, overspending, not saving, and all the while I’ve been stressing …

  Here’s an interesting exercise. Make a list of 5 things that you spend money on regularly that you CAN’T live without (boring stuff like “rent” and “electricity” excluded). Here’s mine: